Private Medical Insurance
This type of insurance coverage is designed to pay for medical and surgical expenses that are incurred by the insured in a private hospital or clinic.
Health insurance can either reimburse the insured for expenses incurred from illness or injury or pay the care provider directly.
There are many different options available, which you can pick and choose including full cancer cover, outpatient, dental, travel and many more.
There are different types of underwriting available depending on whether there are existing conditions or not which can come across as confusing but we are here to assist in advising you which may be best suitable.
Although many people buy personal schemes, health insurance is often included in employer benefit packages in a group plan as a means of enticing quality employees and keeping them.
There is a double benefit here, for the individual and for you as the employer.
Many companies also cannot afford for key employees to be off sick or ill awaiting medical treatment so this can also help speed up their recovery process by avoiding lengthy NHS waiting lists.